Enhance your appeal to sellers by being a pre-qualified buyer.
Many realtors insist that buyers become pre-qualified before initiating their house-hunting process.
Before you begin your search for your first home, we can assist you with obtaining a mortgage prequalification.
We're committed to assisting you in getting pre-qualified and taking steps towards homeownership! Just securely fill out our mortgage prequalification form on our website. With a prequalification letter in hand, you'll have the confidence of potential mortgage approval even before you start exploring your first potential new home.
Certain realtors mandate that buyers obtain pre-qualification before commencing their house-hunting journey. A straightforward mortgage prequalification letter can assist you in narrowing down your search to find the perfect home. Additionally, it streamlines the mortgage application process, making it more efficient.
Assess the status of your creditworthiness.
Lenders evaluate your payment history, income, and existing debts to gauge your likelihood of making monthly loan payments. Your credit score, a numerical representation of your reliability, is a crucial factor in securing mortgage approval.
Several websites offer free and quick credit checks and credit score assessments. Two of our preferred options are www.freecreditreport.com and www.creditkarma.com.
If your credit score falls below 640, it's advisable to thoroughly examine your credit report for accuracy. Ensure you stay up to date with all monthly payments and aim to reduce debt wherever feasible to improve your score.
Get started today!
Please complete the questionnaire on this page to initiate a conversation about your mortgage needs today!
What are your goals? We are committed to helping you reach them.
About Us
Our commitment to consistently providing the most competitive prices while prioritizing exceptional customer service. We take pride in our ethos of honesty and integrity, ensuring our clients receive the utmost care and respect.
Equal Housing Opportunity
IMPORTANT: Adventure Lending is a division of Xpert Home Lending, Inc. Xpert Home Lending, Inc. (XHL) is not a law firm, tax, or financial planning organization. XHL does not provide legal, tax, or financial planning advice.
Information and materials distributed by email or on our website provide general subject matter information and are not intended to be, nor should they be utilized or relied on as a substitute for legal, tax, financial planning, or other professional advice about specific situations. If you require such advice, we recommend that you consult with legal counsel or other professional advisors of your choosing. XHL is an Equal Housing Lender. NMLS:2179191 DRE:02166758