USDA Loan
Buy your dream home in Washington with a USDA loan from Adventure Lending. Enjoy zero down payment, low interest rates, and easy qualification. Use our USDA loan calculator and get expert help every step of the way. Apply today!
Affordable USDA Loans in Washington— No Down Payment Needed
Looking for a low-cost path to homeownership in Washington? At Adventure Lending, we make it easy with USDA loans—designed to help families buy homes in rural or suburban areas without needing a large savings account. Our zero down payment USDA loans offer real solutions for first-time buyers and growing families alike.
We also provide tools like our USDA home loan calculator to help you understand how much you can afford, and we’ll walk you through all the USDA loan requirements to get you qualified faster. Ready to buy your dream home with a USDA mortgage loan? Let’s get started.

Check Your USDA Loan Eligibility Today
Not sure if you qualify? No worries we help you verify your USDA loan eligibility fast. These loans are made for people buying in rural or suburban areas with low to moderate income.
You may qualify if:
- Your income falls within the USDA loan income limits
- The property meets USDA loan property requirements
- Your credit score is 640 or higher (but we help lower scores too)
- You plan to live in the home full-time
At Adventure Lending, we make it simple to see if you’re eligible. Let us check for you—no pressure, just honest answers.
available 24 hours
We’re available 24/7 to help you get a USDA loan in Washington.
Skilled Professionals
Trusted USDA loan experts helping Washington homebuyers with ease.
Skilled Network
Our trusted team helps you get USDA loan approval easily.
Customer Satisfaction
We make USDA loans in Washington easy, smooth, and worry-free.
Use Our USDA Loan Calculator to Estimate Your Payments
Before you apply, it helps to know what to expect. Our free USDA loan calculator (also known as the USDA home loan calculator) gives you instant answers. You’ll get a clear view of your monthly payments and loan amount in just minutes.
This tool lets you:
- See estimated monthly payments
- Understand loan terms and interest
- Explore how your income and home price affect eligibility
It’s quick, accurate, and built to help you make informed decisions.

Enjoy Low USDA Loan Rates & No Down Payment
Why are USDA mortgage loans such a smart option? Because they offer real savings—especially compared to conventional loans.
With USDA loan rates being some of the lowest on the market, you get:
- A fixed, competitive USDA loan interest rate
- No need for a down payment
- No PMI required, saving hundreds per month
This is one of the few loan programs where you can get a new home with zero down, while still locking in low monthly costs.

Why Choose Adventure Lending for USDA Loans?
As trusted USDA loan lenders in Washington, we help clients every day qualify for USDA rural home loans that are affordable, simple, and stress-free. We believe in personal service, clear communication, and real results.
Here’s why buyers choose us:
- No down payment required
- Low USDA loan interest rates
- No private mortgage insurance (PMI)
- Support with USDA loan income limits and property rules
- Fast approval process with human guidance, not confusing systems
From application to closing, we guide you every step of the way so you can move into your new home with confidence.

Your Next Financial Goal
Start Your Homeownership Journey with Us – Apply for a USDA LoanToday!
Areas We Serve
What Our Clients Say
Jake Burt2024-06-24Trustindex verifies that the original source of the review is Google. Anders knows his stuff. Just closed on my second property with him, and we were clear to close in a week. Looking forward to our next deal! Nicole Aleshchenko2024-02-03Trustindex verifies that the original source of the review is Google. Anders is amazing at what he does. Anders is not just a mortgage specialist; he's a true educator of home loans and the real estate market in general. He has a remarkable talent for simplifying complex concepts, ensuring that his clients are well-informed and comfortable every step of the way. Whether it's helping buyers build their credit or providing valuable insights into the loan side of real estate, Anders goes above and beyond to assist his clients in achieving their dreams of homeownership. Thank you, Anders, for your dedication and exceptional service! Matthew Camozzi2023-09-08Trustindex verifies that the original source of the review is Google. Being a first time home buyer, I had the great fortune to use Anders and and let me tell you he should have 10 stars as a score! He simply went above and beyond, making the complex process of loan shopping easy. There was never any pressure, he is pure knowledge, answering all our questions big or small, always responding promptly and going the extra mile. We closed in 9 days and everything was done! I will recommend him to you all... you NEED him! Charity Slawter2023-07-18Trustindex verifies that the original source of the review is Google. I recently listed a home for sale for one of my clients and Anders was the lender for the buyer. We ran into some unique appraisal conditions towards the end of our transaction and Anders went above and beyond to make sure that we would still close on time. He spent hours calling and emailing several governmental departments to try to get an answer that would satisfy the condition for the appraiser and the underwriters. He was finally able to get an answer that would work for all involved. This issue could have dragged out for days or weeks but he was able to resolve it in one morning so that we could close on time! Tiy R2023-05-18Trustindex verifies that the original source of the review is Google. Anders is the BEST! I cannot begin to recommend him enough! He not only goes above and beyond for you, but he is honest and informative. This was our first home purchase, and so we found ourselves shopping around to ensure we were getting the best rate. Anders never once pressured us into a decision, and when things fell apart elsewhere, he stepped in and saved the day! He promptly responds to questions and goes the extra mile to ensure a quick and efficient closing! Please do not look any further and stick with him!! You will NOT regret it! We will definitely be using and referring to others in the future! Thank you again!! Simon Cruz2023-05-18Trustindex verifies that the original source of the review is Google. I am a Real Estate agent that had the opportunity to work along side of Anders in a very complex deal. Not only did he communicate at a 5 star level, he did it with professional down to Earth approach, while updating all parties every step of the way. Jennifer Spragg2023-05-16Trustindex verifies that the original source of the review is Google. Very responsive to questions, great attention to detail, extremely helpful and friendly throughout the process! Closed on our very first home 30 days from acceptance of offer! Amazing! Elisa Arauz2023-05-16Trustindex verifies that the original source of the review is Google. Working with Anders was an absolute pleasure. His communication was phenomenal through out the entire transaction and he was easily reachable. We closed on a loan before contract date. It was smooth, efficient and painless. Highly recommend him and extremely pleased with his high level of service and attention! krismin42021-05-05Trustindex verifies that the original source of the review is Google. Anders and his team are fantastic. They work quickly, efficiently and honestly. They are very responsive and knowledgeable about the business and gave us a fair rate. I would highly recommend.
Get In Touch
Looking for expert mortgage services tailored to your needs? Look no further than Adventure Lending! Whether you’re purchasing your dream home, refinancing your current mortgage, or exploring investment opportunities, Adventure Lending has you covered. With a range of mortgage products, including conventional, FHA, USDA, VA, and jumbo loans, we provide personalized guidance every step of the way. Don’t let the mortgage process overwhelm you—trust Adventure Lending to navigate it with ease. Start your journey to homeownership or investment success!